Do you lack funds for a down payment or want to use your savings for another purpose? This is no longer a hurdle on your path to home ownership! Our low or no down payment programs are available with either fixed or adjustable interest rates and loan terms from 15 to 30 years.

The transaction is as simple as you bring some money and we bring the rest.  One common problem is that you don’t have enough money for the required down payment.  Another is you may have cash for the down payment, but it would wipe you out and would leave you financially vulnerable.

 The economists call it a barrier to entry. Integrity Mortgage can help you over the down payment barrier by offering you low money and no-money-down programs.

 You Earn Your Money. We Earn Ours by Letting You Keep It!

These are the first time homebuyer plans you may have heard about. We work with national, statewide, and even local companies in order to get you into your new home. We can also consider FHA and VA loans for you.

 Most people have access to some money for a home purchase. We will coordinate your assets to best fit your needs. Typically down payment sources are as follows:

• Security backed loans such as from another property or your 401(k)
• Your checking and savings accounts
• Gifts from relatives or assistance from non-profit agencies